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Essays 91 - 120

A Credit Product for Small Businesses

then the loan may need to be made to the new business owner, or guaranteed by the owners. If the business does not meet the requir...

Assessing a Breach of Contract Case from the Jury Perspective

bank? This means assessing whether nor not the bank were intending to create a contract. The bank are claiming that this was not t...

Community Bank Marketing

strengths weaknesses. Banking is a necessary service for the ability to undertake any financial transaction. Banking is traditiona...

Water Demand and Purchase in California

and the market is sated. In the case of the California Water Transfers of 1995, demand exceeded supply In this case, the...

European Parliament Address by Lucas D. Papademos

Appropriately, Mr. Papademos thanked the citizens of member states for making the transition to the new currency so relatively une...

Design of Sir Norman Foster's Hong Kong Bank Building

vertical support is external, present to provide the support necessary to allow the building to stand and function safely, but bei...

Marketing and the 1990s' Banking Industry

and along with them are different levels of service. Much of the change that occurred, to make it all possible, really began duri...

Michael Porter's Model and Bank of America

Model Before discussing BoA, and its position within the banking industry, it would be helpful to examine what exactly Por...

Banking Industry and the Effects of Technological Changes

Today, with automatic payments to creditors, automated paycheck deposits and online banking, going to a physical bank is no longer...

HSBC Bank External Environment Analysis

Shanghai Bank, also a leader in the industry in Hong Kong (2003). It further has a strong presence in China and owns HSBC Bank plc...

Education According to James Banks and John Dewey

truth is that they sometimes support antiquated principles. While Dewey wrote in a time when the 9 to 5 job was a given, fast forw...

Comparative Banking Analysis Featuring the USBAA Federal Savings Bank

then to analyze those comparisons. We will discuss aspects of the bank such as competitive differences, market base and customers...

United Kingdom Regulations and Legislation and How They Have Changed and Altered Banking Strategies

the strategy that is shaping that change is made within and in response to legislation. With the banking industry highly regulated...

Overview of International Banks

this environment that an investment bank fits. Some of these banks may be perceived as international banks. The definition...

Banking Industry of America

federal reserve system was born ("Banking in the United States," 2005). It seems that to a great extent, the dual system of gove...

Banks, Risk Measurement and Risk Management

the profit is equal to the rate of assets less the rate for liabilities which are then multiplied by the assets less the costs. P...

ING Security

customer provides the opportunity for a breach. However, this is mainly out of the control of the bank, and giving advice and maki...

Why did Barings Bank Fail?

the research on why businesses fail. A study by Moulton (et al, 1996) looked to identify the reasons for business failure. This st...

Performance of the Bank of America

decrease from 28.4% in 2007 down to 5.51% in 2008. However, it does appear that the bank is returning to a more profitable positi...

Motivation Surveys

it. On a scale of 1 to 100, West African cultures scores are: IDV = 17; PDI = 82; MAS = 41; UAI = 50; and LTO = 11 (Hofstede,...

HSBC and Chase; A Financial Analysis

which also deal with international markets that are assessed, as Chase Bank does not have separately published annual accounts ava...

Bank of New York Company and Marketing

In seven pages the future marketing strategy of the Bank of New York Company, the oldest banking institution in the United States,...

Singapore's Banking Industry and the Effects of International Mergers

In fourteen pages this paper discusses how the banking industry of Singapore has been affected by global bank mergers during the l...

The Economist, the World Bank, and Development Economics

In five pages this report considers an article that appeared in The Economist in March of 1997 pertaining to development economics...

Bank Failure and Profitability Determinants

In twenty two pages issues including employees, technology, involvement of the community, activities, culture, and management are ...

Bank Failures Determinants and Causes

In a paper consisting of ten pages what causes banks to fail is discussed along with the economic impact that results when this ha...

The Expansion of OPT

decline in employment levels and as such decrease in the demand in an economy which in turn can lead to increasing levels of defau...

Banking and Canada's International Status

In six pages Canada's banking industry is examines with the effects of the 1998 and 1998 events discussed with an emphasis upon ac...

AN OVERVIEW OF THE INTERNATIONAL BANKING ACT OF 1978

Act of 1978). Furthermore, the International Banking Act of 1978 applied both the Glass-Steagall Act of 1933 and the Bank ...

DETERMINING ETHICS IN BUSINESS AND BANKING

of the Currency (OCC) had strict limits on how much credit could be issued to any particular customers, this wasnt a problem for P...