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Essays 361 - 390

The Origins and Evolution of Commercial Banking

This paper presents an in-depth look at the commercial banking. The author provides a history of banking from its beginnings in 1...

Merger Between J.P. Morgan and Chase Manhattan Corporation

In seven pages this paper examines the merger of Chase Manhattan and J.P. Morgan investment bank of $35.2 billion and the impact s...

Bank Consolidation Editorial

In five pages this report is presented as an editorial that addresses the impact of the merger or consolidation of large banks on ...

Lending Institutions and Practices of Mortgage Lending

Rates, terms, payment schedules and so forth seem to be up for grabs in a world where mortgages "can be put through a financial V...

Maslow's Hierarchy Of Needs and Herzberg's Theory Of Motivation

of needs. II. MASLOWS HIERARCHY OF NEEDS Humanistic Psychologist Abraham Maslow, who believed that "people are not control...

Bank Comparison Analysis

they be considered rare. Charter One would be unlikely to make any such loan commitment, even if it had the assets available to d...

Internet Banking and Ecommerce Development; Bank One and Wingspan Merger

In six pages this paper examines the Bank One and Wingspan merger in terms of background and also considers how Internet banking a...

1999 Gramm, Leach, Blyley 'The Bank Powers Bill'

Insurance underwriting and state and national bank discrepancies and how these issues were addressed by the Bank Powers Bill of 19...

Case Study Involving Bank of America

In seven pages changes in risk management, assessment of risk, management strategies, and measurement along with Internet and e-ba...

Banking Industry of America

federal reserve system was born ("Banking in the United States," 2005). It seems that to a great extent, the dual system of gove...

The Future Role of Central Banks Assessed

current-account deficits, and countries with large savings would be expected to have large surpluses. This has not occurred (Capit...

Information Technology Knowledge Needed by a Risk or Security Manager

nuts and bolts of I.T., or is a cursory knowledge sufficient? In part, the answer lies in management ideology. Do managers need to...

A Case Study of The First Central Bank of River City

union. Perhaps the most significant and saddest example of the need for unions comes from the Triangle Factory Fire story. That oc...

Banks, Risk Measurement and Risk Management

the profit is equal to the rate of assets less the rate for liabilities which are then multiplied by the assets less the costs. P...

A Credit Product for Small Businesses

then the loan may need to be made to the new business owner, or guaranteed by the owners. If the business does not meet the requir...

Economic Development and the Sudanese Banks

A proposal is presented for research to assess the roles of the banks along with the banking system in the economic development of...

The Expansion of OPT

decline in employment levels and as such decrease in the demand in an economy which in turn can lead to increasing levels of defau...

Assessing a Breach of Contract Case from the Jury Perspective

bank? This means assessing whether nor not the bank were intending to create a contract. The bank are claiming that this was not t...

HRM Research Outline for Reward Improvement Program

of self interest. 2.2.2 Justice To asses this and place it into a meaningful context the ideas and practices of distributive just...

U.S. Banking Industry Comparative Analysis of Dollar Exchange Rates and Increasing Interest Rates

the same, but the manner in which they accomplish those things have not. Neither have the venues in which they operate, as global...

United Kingdom Regulations and Legislation and How They Have Changed and Altered Banking Strategies

the strategy that is shaping that change is made within and in response to legislation. With the banking industry highly regulated...

Issues of Organizational Behavior

forth (Lambert, Edwards and Cable, 2003). The massive downsizing of organizations that was so prevalent in the 1980s and continu...

Lazard and the Investment Banking Industry

several management models to look at the industry. Following this an investment bank can be used as a caser study agisnt this envi...

Bank of England, Inflation, Unemployment, and the Rational Expectations Theory

policies: one would be estimating future inflation rates on past performance, even in the light of Bank of England policies which ...

Nigerian Banking and the Influence Exerted by Internet Banking

GDP, 95% of foreign exchange earnings, and about 65% of budgetary revenues" (Nigeria, 2003), and there is very little non-oil indu...

Internet Banking and Value

third make use of internet banking services. This can be placed in the sector of remote banking, where when added together with te...

The Bank of England, the Federal Reserve, and How They Have Evolved

1990s but now absent--is a framework of procedural rules to help fiscal policy makers make the difficult decisions that are requir...

Performance of the Bank of America

decrease from 28.4% in 2007 down to 5.51% in 2008. However, it does appear that the bank is returning to a more profitable positi...

Bank of New York Company and Marketing

In seven pages the future marketing strategy of the Bank of New York Company, the oldest banking institution in the United States,...

The Bank of England Base Rate Increase of November 2006

to control inflation the final decision as to whether or not interest rates would increase was seen as residing with the governmen...