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Essays 361 - 390

Organizational Issues for a Financial Services Firm

limited to car, property, life2 and commercial insurance policies. The firm acts as an intermediary, with packaged insurance pro...

A New Payment System for HSBC Employees

HSBC that will increase motivation and align the long term goals of the employees with organizational goals, including the long te...

The Use of Positive Culture in an Organization

management, it is a reflection of the way that culture from outside impacts and the way that the employment relationship is manage...

CASE STUDY - MID-STATES BANK

Measurements would focus on 1) Customer retention. We would want to know how many customers are continuing to bank with Mid-States...

Potomac River and Chesapeake River Basin Cleanup

in the oyster beds, but the Potomac is a Virginia tourist attraction. Therefore, it is helping to foot the environmental bill to t...

MID-STATES BANK AND CHANGE

Discusses change management at Mid-States Bank. There are 2 sources listed in the bibliography of this 4-page paper....

The American Economy in Historical Perspective

worse then. The Current Economy Leonhardt reports that the United States economy had created approximately $15 trillion worth ...

Assessing the Cost of Equity in Banks using a Dividend Growth Model

range of variables. The research does indicate that were there are high taxes to be paid on the dividends then there may be an inc...

Estimating Cost of Equity for Banks Using CAPM

be easy for academic purposes as well as practical is that of capital asset pricing model. This is a system of appraising the cost...

History and Development of Chase Bank

was established through the acquisition of the Equitable Trust Company of New York, where Rockefeller was the major shareholder. ...

Eastern Europe and the Impacts of Banking Institutions

In seven pages this paper discusses how Eastern Europe is influenced by the International Monetary Fund and the World Bank. Four ...

Assessing HSBC's Marketing

What changes have occurred and how might those changes be attributed to marketing efforts? * PEST analysis. This is assessment fr...

TANZANIA AND HUMAN RESOURCES MANAGEMENT

of funding (Debrah and Ofori, 2006). There also tends to be the problem of potential problems such as bureaucratic bottlenecks (De...

Biography of Gail Kelly

this school and during her final year became a school prefect (The Age, 2005). Gail then went to study Latin and modern history ...

The Role of Derivatives in Financial Crisis

of an underlying event, such as prices for a commodity changing or exchange rates fluctuating or other event, such as the credit d...

HSBC Human Resource Management

2007). The strategies used to enhance the employment relationship and add value are divergent. This process starts with th...

Gold Coast Savings Bank

From this it is apparent that the system has a large number of delays, In order to assess the way that this may be improved refere...

Strengths and Weaknesses of Using Systems Thinking in a Bank Customer Contact Center

being placed ion the staff canteen when eventually the staff do get a break, which may cause further delays as well as impact on t...

CRISIS IN THE BANKING INDUSTRY - CAUSES AND POTENTIAL SOLUTIONS

crisis point because of wild and stupid lending. The banks are in crisis because a good chunk of the assets on their balance sheet...

Are the World Bank and the IMF Political?

the IMF which would consider issues such as the provision of short term finances, and help including the balancing of budgets and ...

US Bank of Washington and the Redhook Loan

56% of loans are commercial loans, there are also consumer loans making up 24% of the portfolio, real estate lands, making up 20% ...

Article Critique

and to correlate the wealthy reports into a single source, with the idea that a correlated paper may bring together different idea...

The Merger of Lloyds TSB with the Royal Bank of Scotland

decision left the bank very vulnerable. The bank was near collapse following the events of the recent credit crunch, wit...

In Support of Additional Financing for International Development

9/11, democracy has been curtailed in order to increase security. Security concerns aside, there are questions surrounding the ef...

COMMERCIAL BANKS, A HISTORICAL OVERVIEW, AND THE IMPACT OF BAILOUT

liquidity creation and financial innovation were still necessary for our markets. Fast forwarding 12 years, Wheelock point...

Nationalizing Banks; The Fall out of the Credit Crunch

the rich and powerful too often bend the acts of government to their selfish purposes" (Caprio, 2004). This is a view that appears...

Martin Smith: May 2002

Martin was concerned that it carried low capacity utilization, however, particularly in light of the fact that it operated essenti...

Calculating Cost of Capital for Banks

The ability to be able to assess the cost of capital for any organization is important, however for banks there are some particula...

The Use of the Cloud in Banking

In a paper of 3 pages, the author reflects on the importance of cloud computing in the banking industry. Specifically, the resear...

Main Points of Barberis' Article Concerning Psychological Influences on the Causes and Continuation of the Financial Crisis

The salient points from an article by Nicholas Barberis titled Psychology and the Financial Crisis of 2007-2008 are summarized. Th...